Why Choose Aspire?

At Aspire Financial Consulting, we believe there are a number of factors that set us apart from other financial advisers for the benefit of our clients:

  • Most financial advisers work for companies that have their own products they want their advisers to sell.  At Aspire Financial Consulting, we are completely independent and can put client interests first.
  • The majority of advisers receive commissions or kick backs for using certain loans, investments, superannuation funds, administration services or insurance policies.  We charge a set fee and refund all commissions that might otherwise be payable to reduce costs for our clients.
  • The minimum education necessary in order to be called a "financial adviser" is very low, with some in the industry able to start giving advice with nothing more than a 2 week course from an online provider. Our adviser, Jeff Lemin has a Bachelor of Commerce from the University of Qld , a Diploma of Financial Planning from Deakin University, has 13 years experience in the industry, and is a Certified Financial Planner, the highest professional designation of the Financial Planning Association of Australia.
  • Most advisers have a head office that dictates what advice they can and cannot give as well as what investments they can and cannot recommend to clients.  At Aspire, we have the knowledge and experience necessary to be granted our own AFS License (276914) by ASIC which means we can recommend whatever investments or strategies we consider most appropriate.
  • Many advisers like to switch investments around chasing higher performing sectors of the market so they look like they are busy and on the ball.  Unfortunately, this can lead to higher fees, transaction costs and capital gains tax for investors, while also running the risk of buying into fads, complicated schemes or bubbles.  At Aspire, we have a disciplined, patient and long term approach to investing that is based on common sense principles.  If you can't understand it, you shouldn't invest in it.
  • At Aspire Financial Consulting, you know who you are dealing with - your adviser is Jeff Lemin. You don't get passed around and have a different adviser each year.
  • Jeff Lemin has been ranked among the Top 5 financial advisers in Australia according to AFR Smart Investor Magazine's 2010 Masterclass competition.